There are a number of things you should do while deciding to file bankruptcy. These things are important to do while waiting for your lawyer to complete your bankruptcy. These things are important to do while your lawyer waits for you to gather up all the information necessary to complete your bankruptcy filing. These things can prevent unnecessary problems.
1. Read your mail. Your mail may contain court notices about hearing, garnishments, attachment and other things of immediate concern. You may also learn that your debts have been sold, transferred or being handled by another creditor.
2. Learn to Navigate the court websites. Many of the courts out there havewebsites with easy access for anyone. The person that can watch the most information about you is you. Checking the courts websites often can prevent bad things from happening. The court websites will contain information about foreclosure sales, garnishment hearings and lawsuits.
3. Direct Deposits. It is always a good idea to make sure your direct deposit of paychecks, government assistance, child support, etc are not being directly deposited into a bank account that you owe money to. Most credit union and some bank loans allow the lender to help themselves to the money in your account. It is a good time to move your direct deposits into a bank you don’t owe money to.
4. Automatic payments. See above. If your life insurance or mortgage payment are coming out of a bank or credit union you owe money too this can create problems. The bank may help itself to funds on hand before the automatic withdrawal occurs. You may have automatic payments coming out to your creditors, you want to stop this as soon as possible. This way you are controlling when you pay someone.
see part two